Classic Motorcycle

We understand that classic motorcycles deserve special treatment. That’s why we offer insurance that’s designed specially for these things of beauty.

We insure Classic Motorcycles like this…

What you're covered for

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Your choice of cover
Because everyone’s situation is different we offer three levels of cover for classic motorcycles with our Intermarque Classic Motorcycle insurance.

Full Cover is a comprehensive policy that provides a wide range of benefits, automatic extensions and protection for you and your motorcycle.

Laid Up Cover is designed to protect your motorcycle while it’s garaged, stored or under restoration.

Third Party Only cover provides protection against uninsured drivers and covers your legal liability for damage or injury to others.
Agreed value
The amount your classic motorcycle is insured for is the value that you and Swann both agree on when you take out your insurance. Provided your motorcycle is in the same condition when something happens that leads to a claim, you have the surety of knowing that this is the total value of your cover — so no nasty surprises.
Your choice of repairer
If your motorcycle is damaged but repairable, we’ll either arrange to repair it or we’ll pay you the cost of the repairs. That way you get to choose who works on your motorcycle.
Legal liability
We’ll provide up to $20,000,000 cover for your personal liability and legal costs if you accidentally damage someone else’s property or injure someone while you’re using your motorcycle, or scooter.

We’ll also cover someone else’s liability for this type of damage or injury, provided they’re lawfully using your motorcycle or scooter.
Protection against uninsured drivers
If you have purchased full cover, you won’t pay an excess if the uninsured driver of another vehicle causes loss that is covered by this policy, provided you:

Can prove they were completely at fault; and

Can give us the correct registration number of their vehicle, or information we need to positively identify the driver (including name and address), and provide us reasonable help to recover your claim from the driver of the other vehicle, or from its owner.
Alternative transport
If you need to get a hire car because you can't ride your bike after a loss that's
covered by your policy , we'll contribute towards the costs for up to seven days' hire provided
we have arranged the hire car from our approved supplier, and it is a passenger car of 2000cc rating or below.

You must contribute $20 per day and pay all running costs. We'll contribute towards the costs for up to seven days' hire. The most we will pay is $750.
Windshield and headlights
No excess applies to the first claim in the period of cover that is solely for accidental loss to the windshield or headlights.
Automatic extensions
Our Full Cover includes a wide range of extra benefits that will help make your classic motoring safer and hassle-free.

A comprehensive package of emergency roadside assistance that includes mechanical breakdown assistance, towing costs, emergency fuel, emergency transport and medical advice.

Full Cover also extends to your riding apparel, keys and locks.

All our policies include cover for road clearing costs and the cost of transporting your bike to the nearest repairer or safe place if you have an accident.
More about our Classic Motorcycle Cover
In addition to the many automatic extensions, our Intermarque Full Cover allows for a selection of optional extensions to be added so you can choose to be covered for club or classic racing events, or use of your bike for wedding or chauffeur-driven hire.

This information is intended as a guide only. You’ll find more details in our Intermarque Classic Motorcycle Policy
How can I get cover?
We’ll need a proposal for the protection of your Classic Motorcycle.

Print, complete and return to us our Intermarque Agreed Value Motorcycle Insurance Proposal form (see Contact Us for our contact details)

Note: If you have more than one motorcycle to insure, you’ll need our Additional Vehicle form in addition to the Proposal form above.

OR

If you’d like a quote, still have questions or want to arrange cover over the phone, call us on

0800 807 926
8:30am – 5:00 pm weekdays

OR

If you’d prefer, we’ll phone you when you tell us it’s convenient.